“I [Paul] planted the seed in your hearts, and Apollos watered it, but it was God who made it grow.”
—1 Corinthians 3:6 (NLT)
We aspire to be the most effective organization in the world at training God’s followers to be good and faithful stewards.
We are the world’s leading global education and
discipleship movement to teach God’s people to apply His principles of total life stewardship.
We strive to eliminate biblical ignorance and human pain because we have a mandate from God to see His people liberated from captivity through the wise management of resources and empowerment to become faithful stewards.
This Chinese businessman gave his heart to Christ while traveling with Chuck on a
mission trip to New Zealand.
Scan the pages of this year’s ministry report, and you’ll find one overarching theme: IMPACT.
It’s the most appropriate word to describe all that has been accomplished together through Crown in 2017. Here’s why:
- YOU have made an impact on us!
Your prayers and generosity make this global outreach possible. Everything you read about here is only possible because God moved in your heart to join us. I am grateful for your partnership.
- Lives have been impacted for God’s glory through you!
God binds up broken hearts and sets financial captives free through Crown — from an American widow speaking to a Crown volunteer counselor at her church … to a Chinese businessman placing his faith in Christ while traveling in New Zealand ... to a young mother now able to grow her own food in Zimbabwe and escape a life of prostitution ... and countless more!
- Your generosity will continue to multiply in impact!
We have big plans to create new ministry tools, publish new books, and develop new partnerships that will advance Crown’s mission for years to come.
One fantastic example: Operation Mobilization. Two senior Crown leaders trained OM’s staff at their global leadership summit in Bangkok, Thailand ... which led to a friendship and a deeper partnership around the world.
Today, over 110 Crown Alliance Partners actively use our materials in their ministry outreach initiatives.
Thank you! May you rejoice to see the IMPACT God is having around the world!
God is Faithful,
Radio Ministry: Broad Impact
Director, Radio Ministry
Heather’s efforts this past year helped to grow radio ministry to reach over 6 million potential listeners with radio donated airtime value of $10 million today.
Transformed — and Helping Others Break Free
Crown’s impact on Franklin over the radio is a big reason he chooses to support Crown today!
Making an impact …Station-by-Station
This year our partnership with Talk Radio and Contemporary Christian Music stations nationwide has grown exponentially since its start with Larry Burkett in 1982. This has been a major highlight of our year.
Christian radio stations across the nation report finances are one of the top prayer requests they receive from listeners — second only to health!
But many of these stations haven’t felt equipped to help their listeners break free from financial bondage and experience freedom ... until now.
This year, Crown launched a new program in partnership with numerous Contemporary Christian Music radio stations to teach biblical stewardship and offer practical, financial help to millions more listeners across North America.
On these partner stations, short teaching spots from Chuck now air throughout the day to share truth and practical wisdom straight from God’s Word. Crown also offers listeners access to valuable Crown tools like our Money Map®, Debt Snowball Calculator, and MoneyLife Indicator® Assessment — all for free.
By year’s end, we estimate more than $10 million worth of airtime will have been donated to Crown by stations looking to address this major pain point for their listeners. Among these partners is KLove — a station where Chuck has recently been invited to share on numerous occasions with their audience of more than 15 million people a year!
Changing a Life
NEW Contemporary Christian Music Stations
- WMIT, 106.9 The Light — North Carolina
- Family Life Radio — Arizona
- KCMS, Spirit 105.3 — Washington
- Praise — Washington and British Colombia
- Z Radio 88.3 — Florida
- WAFJ — Georgia
- The Journey — Virginia
Traveling for work some years ago, Michael often tuned in to the radio — taking note of Crown teaching he heard on the air, then taking action.
“I have since paid off my house, paid off all my debts, increased my contribution to my church, and am saving money at a rate I never thought possible,” Michael says today. “All from Crown Financial Ministries — all from listening and putting your principles into action.”
“I’m just so blessed,” he continues. “You guys did me one of the biggest favors by just putting information out there on the radio... thank you for that.”
Number of Radio Stations Broadcasting Crown Programs In The U.S.
Additional stations broadcast Crown programs throughout Alaska, Hawaii, Puerto Rico, U.S. Virgin Islands, Guam, Ontario, Vancouver, and the Netherlands.
22 years of ministry. 1,382 lives changed.
Models of Faithfulness
The Harpers have led Crown Bible studies for 22 years, personally ministering to 1,382 people — and their passion drives people to God’s simple financial truths.
Creating a Legacy of
Through Crown, the Harpers have built a tremendous legacy with their church and their family. Two of their children were Crown Bible Study leaders, and even their great-granddaughter is excited to get involved.
And this year, when Larry and Shirley retired as Crown church coordinators, their church surprised them with a special ceremony. Students from over the decades joined together to thank them for their service!
When you give or volunteer through Crown, you make this same kind of lasting impact possible — and set in motion a ripple effect that goes farther than we can often even imagine.
Empowering churches to reach the lost!
Seeing how the Crown curriculum had been transforming their own members’ hearts and finances, the First Baptist Church of Highland Park in Maryland knew they couldn’t keep these teachings to themselves. They connected with the local radio station, and soon ads for their congregation’s Crown study were playing all across the city.
The ads worked, and many lost and hurting people came to find practical solutions to their money problems ... and left with much more: a relationship with Jesus Christ, and a church community where they could grow in faith! Some of these students even established Crown studies in other churches in the Metropolitan DC area, Baltimore and New Jersey.
Impacting Lives Online
Your support helped develop and launch our online MoneyLife Personal Finance study, bringing Crown into even more homes. Jacquie took the course just one year ago, and she wanted to share with you where she is today:
“In the past year, I’ve shared the biblical principles I learned with my son and anyone else who would listen! I had very specific money goals for the next 5 years, and in the middle of those goals I was diagnosed with cancer, suffered a job loss and had to deal with everything those two things have impacted. But God is faithful and I do not want to waste this pain. God has continued to bless and refine me in so many ways, too numerous to count. I thank God for the Crown family and those around the world who have prayed with and for me.”
The help we provided gave Jacquie more than a financial plan, they gave her hope and strengthened her trust in Jesus Christ.
Average Church Giving per Year per family who graduated from a Crown study
Paying it forward
After discovering Crown through Larry Burkett’s teaching, Bonnie felt a hunger for God’s principles — and has used many Crown tools over the years to impact others, including Career Direct.
Bonnie loves the Bible-based personality and design assessment Career Direct provides, saying: “You don’t have to wonder who you are. It all begins with God and knowing Him ... but even if you don’t, He can still use this tool in your life. It is exciting for anyone at any stage of life.”
To bless others as she has been blessed, Bonnie passionately supports Crown’s ministry — and often recommends, and even provides scholarships, for others (including Trace, below) to take the Career Direct assessment, too!
Discovering Gifts and Talents
Together we are making a life-changing impact through Crown Career Direct and trained consultants like ...
New Direction for the Future!
Bonnie’s generosity made it possible for a Career Direct consultant to help Trace discover God’s will for his life!
Bonnie first met Trace and his mom Amy through the Awana program at their church. At the time, Trace was a young boy, dreaming of creating stories and music for video games when he grew up. Just a silly childhood dream, right?
Fast forward a few years — Trace, now a 17-year-old high school senior, had traded in those video game dreams for a more “practical” goal — getting into business school.
But something was missing. According to Bonnie, Amy had no peace. And “Trace seemed stressed,” Amy says, like the “wind had been taken out of his sails.”
So Amy signed Trace up to take the Career Direct assessment and consultation! (Bonnie recommended it!)
“And God used Career Direct to revive a childhood dream I thought was long dead,” Trace says.
Though Trace had a long list of reasons why he shouldn’t pursue a career in video games — “It is an oversaturated market … and only people who know each other get in,” he says — Career Direct helped him take a closer look at how God designed him. And afterward, Trace felt “reassured, that despite the amount of people trying to get into that market, I would have something unique to add to the field… God gave me the perfect consultant. She had a connection that just might get me a chance at my dream job.”
And Amy got the peace she was missing — saying, “I felt like I got ‘permission’ to let Trace pursue a more artistic goal. Sometimes we get stuck trying to think in practical terms ... but studying for a job that is not according to your ‘bent’ just robs the world of the talent God gives each of us.”
Christian Economic Forum
Real Answers to
the World’s Economic Issues
Crown hosted its seventh annual Christian Economic Forum (CEF), where global leaders — scholars, artists, innovators, and more — collaborate to advance biblical economic principles, bring about sustainable growth, and spread transformation internationally!
Each year, speakers and attendees identify and share proven practices to advance God’s kingdom. 2017 was our best event ever with leading experts discussing technology trends, job and work forecasts, macroeconomics, poverty and best practices for growing a business by the Book.
CEF Speaker, Tom Darden presenting on The Economic Risk of Independent Thinking
“So if you see the enemy using something that God created, God said, ‘Well you can use that for my glory too.”
CEF Speaker, Nick Vuijic presenting on Wakeup Call to Reality through Virtual Reality
Global Resources Center
God’s Principles in People’s Heart Languages!
Through our Global Resource Centers, together we are making Crown resources available online in the native languages of people in Asia — and now for Spanish speakers in Latin America, too!
This strategic initiative takes advantage of the latest technology to overcome cultural and geographic barriers and share our core teaching materials 24 hours a day, 7 days a week from the convenience of a laptop or mobile device.
From Costa Rica to India
“I Was Hungry”
Lifting Families Out of Poverty
Crown and our partners at Foundations for Farming developed our I Was Hungry initiative to equip African farmers to escape generational poverty by teaching biblical stewardship principles for farming, family, and finances. The program is targeted to the most vulnerable communities and involves two weeks of world-class, hands on training, as well as a full year of follow up.
And it’s transforming lives like Moses from Zimbabwe, who received the Bible, our African Money Map, and training on how to cultivate his land using conservation agriculture methods!
He shared that his life had been one that was surrounded by both darkness and a lot of debt.
Moses revealed, “So I am going to sit down with my family, and we’ll plan how to spend money. That was our main problem; we used to spend on things we really didn’t need in life. Now, I’ve learned how to sit down and have a budget plan. I’m still in debt, but now, I know how I will do it— I am going to start by paying my lowest debts, that’s what I learned. Then as I go through this journey, I will go through it until I am debt free.”
From the training, Moses received Christ as his Savior, committed to learning the Word of God, started the journey of becoming a faithful steward and committed to teaching his kids to walk with God.
God is using the ministry of Crown to break the chains of generational poverty.
Hope and a future in Malawi!
Crown’s Stewardship Training Center in Malawi is strategically located in the poorest nation on Earth. These photos reveal the remarkable impact we’ve made there teaching sustainable agriculture, finances, job skills and principles of Godly character...
Through the “Hope for 1,000” initiative, five different needy communities were identified to benefit from this empowerment outreach.
Each community sent four lead farmers for two weeks of intensive training at the Crown Stewardship School, where they learned sustainable agricultural practices and many other practical and financial skills like budgeting, saving, and giving.
Farmers then returned home to train 50 families each to grow 52 quality lines of maize — enough to feed themselves every week of the year!
All 1,000 families were trained within one month — and many received Jesus as Savior in the process!
Most saw an increase in harvest from previous seasons — and because the maize seed can be replanted, they’ll have a reliable harvest for seasons to come!
Your generous support made this life-changing impact possible.
Strengthening families in Brazil
Crown recently joined with our long-time partners at Universidade de Familia (UDF) in Brazil to celebrate their 25th anniversary of serving, strengthening, and growing families.
UDF is traveling to 25 key cities to encourage the churches, staff and volunteer leaders who make the ministry possible. Crown leaders, Chuck Bentley, Handre deJongh, and Charles Raymond, Crown’s Chairman of the Board, personally traveled to many of the key cities in Brazil with UDF to participate in this special celebration.
Many leaders shared their touching testimony of how their finances, marriages, and families have been impacted through Crown’s Portuguese materials. We are honored to partner with organizations like UDF who are far more effective at reaching Brazilian families than we could be alone!
Training up the next generation
When Catherine was looking for a job, God revealed her calling: to teach people in Alabama about God’s financial principles!
And lately, the Lord has been honing Catherine’s focus on reaching and teaching the next generation. Her main goal is to equip millennials to take their first steps towards living well as independent young adults.
Her young students’ eager smiles and frantic note-taking demonstrated how genuinely they wanted to do their best and begin this new stage of life the right way … but Catherine was amazed by how much they didn’t know.
So to help these young adults, Catherine developed a seminar called “Adulting 101” which uses Crown tools to teach biblical stewardship and practical finances through collective problem solving, hands-on research, and applicable activities.
Not only has Catherine’s innovative program helped to launch her students into adulthood well-prepared to handle finances and life, but they’ve also discovered the one true benchmark for navigating life: God and His Word!
A young heart - transformed!
Iesha took Adulting 101 with Catherine, and what she learned changed her life — and, most importantly, her relationship with Christ.
Impacting the World’s Children ...
Field leaders like Maggie Lin in Taiwan are using Crown’s curriculum to teach children, teens, and young adults biblical financial principles for smart stewardship, creating a budget, saving, giving, and long-term financial planning — all in fun and engaging ways!
This partnership made it possible to host five different stewardship camps last year — three for children, and two for teens and young adults — with a grand total of 220 students participating.
... and together, we are reaching many more nations across the globe!
God has opened doors in Namibia! Through faithful leaders, Derek and Sanet Vermuelen — and partners like you —the Gospel and financial wisdom are making an impact on junior high and elementary students throughout the country.
Using Crown materials, these young people are learning how God made them — and finding joy and affirmation in their talents, personality, gender, and identity in Christ.
Finances and young people
18 to 25
The fastest growing age group for bankruptcy in the U.S.
Percentage of U.S. college students
that have credit cards; half of them have more than four cards
Average National financial literacy test score for U.S. teens and young adults
Percentage of U.S. college students
who believe they will graduate with an average debt of $27,236
Guiding the Way to Financial Freedom
“What if — after teaching these financial principles in a church for 20 years — half of the people could be financially free to serve in their church without the need for a salary? What would that mean to that church and the city God had put it in?”
Larry Burkett asked this question in one of his teaching videos in the late 1990s. And when Harry Dodd and his wife Lynne heard the message, they thought Larry was crazy.
But then as Harry pursued a professional career, he also grew a parallel counseling ministry and today has offered biblical financial counsel to over 830 families for nearly 35 years. And 25 years later in 2008 —a time when, by the world’s standards, it didn’t make much sense — Harry left his well-managed company and nice salary — trading it in for full-time ministry.
As Harry tells it, “I told my supervisor I had enjoyed immensely working for a well-managed Fortune 50 company, however, I had gotten a better offer. He looked surprised and said, ‘Where ya goin’?’ and I told him, ‘I’m going to work for the King of Kings.’”
Harry continues to counsel individuals, families, pastors, and churches today, and Crown tools play a big part.
“I have used the Money Map for as long as it has existed,” Harry says, “It has been a very helpful tool.”
“We have seen God do wonderful transformations in the lives of hundreds of families,” he continues, “from those in debt by hundreds of thousands of dollars to those who were multimillionaires but nevertheless had no peace in their homes and were on the verge of separation or divorce.”
“I think it all goes back to the seed that Larry planted – his vision for churches in 20 years,” Harry says. “And God has been faithful. Larry wasn’t crazy. He was a humble, godly, wonderful servant of the Lord, and his legacy is still living out in that vision. This is just one place where that lives on.”
A Marriage Restored
Cameron had racked up a LOT of high-interest debt through a gambling addiction. And while the Lord had changed his heart — the consequences didn’t go away.
Their pastor introduced them to Steve, a Crown MoneyLife Advisor. “When we came to Steve,” Lisa says, “we knew we needed to be doing all these types of things — investing, saving for retirement, saving for our son’s education. But at least for me I didn’t know how to do everything all at once. And when he showed us the Money Map, he said ‘Let’s not worry about those things right now; let’s just follow the map.’”
In a year and a half, they have paid down over $20,000 in debt, and are on destination three of the Money Map.
Why we support Crown: Life Impact
Chief Financial Officer
Wayne has developed and leads a world-class finance department that carefully manages the complexity of a global ministry. His leadership has produced the highest standards of financial integrity and professionalism for the stewardship of Crown’s resources.
CHANGED PEOPLE MULTIPLYING IMPACT!
A brand-new believer, Butch started listening to a Christian music radio station on his way home from work ... and heard Larry Burkett teaching God’s financial principles!
Early on, Larry began discussing one of his books, Debt-Free Living, and Butch was intrigued. “I had thought you could have maybe a car and house payment, but I got the idea from reading his book that you could live without any debt. So that was a challenge to me. I started following those principles.”
“I remember one time,” Butch continues, “I thought I’d like to have this audio Bible gadget that cost $200... I wanted it because I don’t spell well and don’t read well, but I wanted to study the Bible more... I priced them all around, got my three prices, saved up the money, had the money hidden away in a pouch in my wallet, and was in the process of waiting 30 days.
“On about the 28th day, a missionary was at our church talking about drilling wells in Haiti, and I thought, ‘Wow, I should give this money to the missionary.’ And I did. I never bought that gadget, I never missed the money, and it turns out you had to know how to spell to make the gadget work.”
And the opportunity to give more by saving more has been a great source of joy for Butch’s wife, Mary. “I’m the spender, he’s the saver,” she says, “But these days I’m happy with us saving.”
As a result of allowing Christ to impact his finances and every area of life — what Butch calls “the scrambled egg method,” because Jesus isn’t kept separate but mixed into everything — he was able to take God’s principles into his work and see an ever-multiplying impact!
- First, he shared a Crown newsletter describing a ministry need with his Amish boss, Ben ... who, unbeknownst to Butch, responded by sending Crown a check for $20,000!
- Then, he asked Ben, “Wouldn’t it be great if all five of our managers would go to Business by the Book” — a Crown seminar. Ben agreed, and the teaching of biblical principles for businesses “transformed some of the teaching in our company,” Butch says.
- Over the years, Butch’s company has received a variety of Crown resources for employees, including budgeting spreadsheets. And Butch’s colleagues have “spread it through the whole Amish community. I would bet there are over 100 Amish families in our area that are using those Crown spreadsheets today to find financial freedom.”
God used friends like you to make it possible — reaching Butch, so that he could go on to reach countless more! Thank you.
Looking Ahead to Greater Impact
You should be greatly encouraged by the stories of transformation you’ve read — of financial freedom and lives changed — because they demonstrate how God uses your prayers and support to alleviate ignorance of His principles and human suffering to make an eternal IMPACT.
Together, by God’s grace, you and I have accomplished so much this past year through Crown.
But there’s still much more to do. And like you, I’m eager and ready to grow more and more effective in our calling to serve God’s people. To help them escape financial bondage, experience transformation, and grow as good and faithful stewards.
Today, I invite you to stand with me to continue our IMPACT together for God’s glory in 2018 by ...
1. Media Expansion
Growing and deepening our Media Expansion by developing new tools and resources to support local radio stations and meet the needs of our rapidly increasing radio and online audiences.
2. Rescue Hurting People
God is calling us to provide even more free and immediate solutions to people in financial pain to better serve the thousands upon thousands who contact us needing help right now. To do this we need to:
a. Train more volunteer mentors
b. Create online apps and automated services
c. Hire more support staff
3. Global Partnerships
Increasing our service and support for Global Partnerships. Additional staff and resources will enable us to continue adding new partners and better support existing partnerships with those effectively using Crown tools for ministry around the world. Through these partners, we will reach local people with high impact at very little cost — including countries “closed” to the Gospel, remote people groups, the ultra-poor, and key Christian leaders in the nations we serve.
And by accomplishing this God-given vision for increased ministry in these three areas, you and I have the potential to reach 20 million more people in 2018 through Crown!
The doors are open to make this even greater IMPACT for His Kingdom possible. But we cannot do it without you!
Please, pray about this unique opportunity to take God’s principles even further and see more lives changed in the year ahead — and give generously again today as God leads.